I Stole the Billionaire’s Debt—and Heart / Chapter 3: The Gala, the Ghost, and the Real Heroine
I Stole the Billionaire’s Debt—and Heart

I Stole the Billionaire’s Debt—and Heart

Author: Rachael Morris


Chapter 3: The Gala, the Ghost, and the Real Heroine

← Prev

The next morning, the floating comments were back:

[The female lead is finally back in the States—the male lead will meet her at tonight’s gala.]

[He’ll feel like she’s familiar, and start to suspect she’s his real savior. But the side chick butts in, making the misunderstanding worse.]

[Classic amnesia plot—when will they finally get together and be sweet?]

I shot out of bed and ran to Carter’s room.

He wasn’t there.

Tonight’s gala was for the Wei family’s daughter, Julia Wei, who’d finally returned to the States. When we arrived, a girl in an elegant gown was playing the piano in the hall—her features delicate and refined. I didn’t need the floating comments to tell me: judging by Carter’s reaction, she had to be his real savior—the novel’s female lead, Julia Wei.

The ballroom was all crystal chandeliers and hushed voices. Julia Wei’s music floated through the air.

Carter stared at the stage, brows furrowed, lost in thought.

Floating comments:

[The male lead recognized the song—it’s what the female lead hummed when she saved him.]

[He’s totally entranced—sometimes your heart recognizes someone before your mind does.]

[But there’s still more angst ahead. He promised to repay the female lead, but ended up with the side chick. The female lead is definitely going to cry in secret.]

I glanced at Carter, my heart sinking. He looked like he’d seen a ghost.

When the song ended, Carter was still staring at the stage. Julia Wei stepped down.

I needed air, needed space. The noise and lights pressed in.

Through the floor-to-ceiling glass, I watched as Julia Wei approached Carter. They looked perfect together.

Floating comments kept rolling:

[The female lead looks so tiny next to him—such a cute pairing!]

[Is it weird that I feel a little sorry for the side chick now?]

[True, she hasn’t really done anything evil yet. If she changes her ways, maybe her ending won’t be so bad.]

Reading the comments, the sourness in my chest faded, replaced by relief. It was the first time I’d seen something that wasn’t an insult directed at me.

For a moment, I let myself hope.

Maybe there was still a chance.

I crouched in the grass by the koi pond, watching the two of them inside. Suddenly, someone kicked me right on my butt.

The shock jolted me out of my thoughts. I spun around, heart in my throat.

← Prev

You may also like

Tricked by the Billionaire I Loved
Tricked by the Billionaire I Loved
4.8
For three years, I believed Jason was as broke and broken as I was—until a single stormy night shattered everything. Turns out, the man I sacrificed everything for was Chicago’s richest heir, slumming it for his own amusement while I begged, scraped, and planned to propose. Now, drowning in heartbreak and betrayal, I have to decide: walk away from the only love I’ve ever known, or make him pay for every lie he ever told.
Bought by the Billionaire Jock for a Bet
Bought by the Billionaire Jock for a Bet
4.8
Natalie thought Lucas Grant wanted her, but she was just a challenge—a bet between rich boys to claim the 'innocent' girl from the wrong side of town. When Lucas’s game turns into obsession, Natalie finds herself trapped between his money, her family’s crushing debts, and the shame of being his dirty secret. Now, with her reputation and future on the line, she must decide: will she let him own her heart, or use his desire to finally break free?
Stolen for the Billionaire’s Bed
Stolen for the Billionaire’s Bed
4.8
Emma spent a year pretending to be her glamorous best friend, married to a blind heir with a heart she never meant to steal. The day Sophia returns and Emma discovers she’s pregnant, her carefully crafted lies begin to unravel. Now, with love, betrayal, and a billionaire’s wrath closing in, Emma must choose between freedom and a passion she can’t escape.
I Bought a Boy, He Bought My Heart
I Bought a Boy, He Bought My Heart
4.9
He was the beautiful boy I bought out of a fight club, a broken thing desperate to be mine. But behind Dylan’s obedient smile hid a wolf’s hunger—and a secret that could shatter my world. As I climbed the ranks of Silver Hollow’s business elite, Dylan was always there: loyal, dangerous, and dangerously in love. But when my family forced me into an engagement with another man, Dylan’s possessive side exploded, crashing the party and revealing he was heir to the city’s most feared dynasty. Now everyone wants a piece of us—rivals, exes, and even family—but all I want is the boy who would burn down the world for me. Can I survive the storm I unleashed, or will loving my dangerous ‘pet’ cost me everything? When pride and obsession collide, who will be left standing—the business queen, or her secret billionaire wolf?
Kept by the Billionaire, Married to a Nobody
Kept by the Billionaire, Married to a Nobody
4.8
For seven years, Aubrey was the spoiled secret of ruthless Chicago heir Derek Langford—until he offered her a million-dollar payout to disappear. Now trapped in a small town with a stalker trust-fund brat and a gentle, powerless husband, she calls Derek for help and unravels a web of obsession, old promises, and a marriage built on lies. When Derek discovers the truth about her new life, he demands a choice: leave her safe, ordinary husband, or be claimed once more as the billionaire’s forbidden prize.
I Sold His Roses, Then He Noticed Me
I Sold His Roses, Then He Noticed Me
5.0
He was Chicago’s golden boy, left holding 999 roses and a shattered ego—until I, the broke twin nobody noticed, stepped in. Carter Voss just got rejected by my sister, but I saw an opportunity: why not sell his heartbreak—and maybe steal his heart? I never planned to confess my feelings (or get caught reselling his roses for rent money), but now the city’s watching, my rival sister is out for blood, and Carter’s birthday invite lands in my inbox. Suddenly, I’m crashing the party of the year with nothing but a homemade gift and a chip on my shoulder. If love is a hustle, can the underdog really win—or will Chicago’s high society eat me alive? When the afterparty secrets come out, who will be left standing—and who’s just another casualty of heartbreak for sale?
Fired by My Billionaire Boss
Fired by My Billionaire Boss
5.0
Alex poured heart and soul into building his company’s success, only to be betrayed and cast out just as his team closed the deal of a lifetime. Facing humiliation and heartbreak, he must choose between dignity and survival while plotting revenge on the boss who discarded him. When loyalty is met with greed, Alex risks everything to reclaim what’s his—and make his enemies pay.
Dumped by the Billionaire Heiress
Dumped by the Billionaire Heiress
4.7
For three years, Adam believed Lillian was just another struggling college girl—until a viral video exposed her as a billionaire heiress playing poor for fun. Now, humiliated and heartbroken, he learns their entire relationship was just a revenge game between spoiled rich siblings. As Lillian moves on to a high-profile engagement, Adam must face the world’s cruelest breakup—and decide if he can ever trust again.
The CEO’s Fiancée Ran Off With Me
The CEO’s Fiancée Ran Off With Me
4.7
When her billionaire dad tries to sell her off in marriage, Rachel bolts to New York—only to land a job under the city’s most ruthless (and dangerously hot) CEO. One wild night in California turns into a scandal that could destroy them both, especially when she learns the truth about his secret engagement and his mafia-tied family. Betrayed and heartbroken, Rachel must decide: run from the chaos, or burn it all down with him?
Framed by the Billionaire Heir I Saved
Framed by the Billionaire Heir I Saved
4.9
I risked everything to rescue Carter Evans—the reckless trust fund daredevil—twice from America’s deadliest cave. He repaid me by destroying my life, accusing me on national TV of trying to kill him, and turning the world against me. Now, with my career ruined and my name dragged through the mud, I’m the only one who can save him again… but this time, the price might be my soul.
Dumped at the Billionaire’s Gala
Dumped at the Billionaire’s Gala
4.8
Aubrey Harris was Ethan Carter’s secret lover—until a public betrayal and a vicious fight at a glittering gala leave her reputation in shreds. As scandals explode and old wounds reopen, Aubrey must fight for her dignity, her career, and her heart. But when the truth about Ethan’s loyalty finally comes to light, will she find redemption—or lose everything for good?
Broken by the Billionaire
Broken by the Billionaire
5.0
Rachel thought leaving Nathan Brooks—the most feared venture capitalist in D.C.—would free her from his ruthless grip. But one child, one shattered engagement, and one twisted reunion later, she's trapped in a power game where love, revenge, and obsession blur. Every choice Rachel makes could destroy the people she loves—or herself.